A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.